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Founded Date September 8, 1914
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A Deep Dive into Baccarat: The Elegant Casino Game
Baccarat may have a reputation as a high-stakes game for the elite, but it’s actually one of the easiest casino games to learn. With a very low house edge and minimal decision-making, it’s an appealing option for casino all skill levels.
The Goal of the Game
Baccarat is a comparing card game played between two hands: the “Player” and the “Banker”. The objective is to bet on which hand you think will have a total closest to 9. You can bet on the Player’s hand to win, the Banker’s hand to win, or for the hands to Tie.
How Points are Calculated
- Cards 2-9: Are worth their face value.
- 10s, Jacks, Queens, and Kings (Face Cards): Are worth zero points.
- Aces: An Ace is valued at 1.
The score of a hand is the rightmost digit of the sum of the cards. If you have a 7 and an 8, your total is 5 (from 15). A “natural” is a two-card hand totaling 8 or 9, and it is an automatic win unless both hands are a natural of the same value (a tie).
Understanding Your Options
Your involvement ends after you place your bet. The game proceeds based on a predetermined set of drawing rules. Understanding these three bets is key to playing smart.
| Option | Casino Advantage | Notes |
|---|---|---|
| Bet on Banker | Extremely Low (1.06%) | Despite a 5% commission on wins, this is the smartest bet you can make. It has the lowest house edge of the three. |
| The Player Bet | Very Low (1.24%) | A very solid bet with only a slightly higher house edge than the Banker. There is no commission taken on Player wins. |
| The Tie Bet | ~14.36% | The high payout of 8:1 or 9:1 is designed to attract players, but the odds are terrible. This is considered a sucker bet. |
The optimal strategy for casino baccarat couldn’t be easier: always wager on the Banker. While this may not be the most exciting approach, it gives you the best mathematical chance of winning over the long term. With its elegant pace and player-friendly odds, it’s easy to see why baccarat remains so popular.